Plumas Bancorp (PLBC) and American River Bankshares (NASDAQ:AMRB) Comparison side by side

Plumas Bancorp (NASDAQ:PLBC) and American River Bankshares (NASDAQ:AMRB) compete against each other in the Regional – Pacific Banks sector. We will compare them and contrast their dividends, analyst recommendations, institutional ownership, profitability, risk, earnings and valuation.

Valuation & Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Plumas Bancorp 40.97M 3.01 13.99M 2.68 9.06
American River Bankshares 21.98M 3.35 4.90M 0.83 16.06

Demonstrates Plumas Bancorp and American River Bankshares earnings per share (EPS), top-line revenue and valuation. American River Bankshares has lower revenue and earnings than Plumas Bancorp. Presently more affordable of the two stocks is the business with a lower P/E ratio. Plumas Bancorp’s presently lower P/E ratio makes it the more affordable of the two businesses.

Profitability

Table 2 demonstrates the return on assets, return on equity and net margins of Plumas Bancorp and American River Bankshares.

Net Margins Return on Equity Return on Assets
Plumas Bancorp 34.15% 17.6% 1.4%
American River Bankshares 22.29% 6.7% 0.7%

Risk and Volatility

Plumas Bancorp’s current beta is 0.16 and it happens to be 84.00% less volatile than Standard & Poor’s 500. Competitively, American River Bankshares’s beta is 0.2 which is 80.00% less volatile than Standard & Poor’s 500.

Dividends

The annual dividend that Plumas Bancorp pay is $0.36 per share with a dividend yield of 1.49%. Meanhile, American River Bankshares’s yearly dividend is $0.2 per share and 1.6% dividend yield.

Analyst Ratings

The next table highlights the delivered recommendations and ratings for Plumas Bancorp and American River Bankshares.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Plumas Bancorp 0 0 0 0.00
American River Bankshares 0 1 0 2.00

Institutional and Insider Ownership

Plumas Bancorp and American River Bankshares has shares owned by institutional investors as follows: 22.1% and 53.5%. Insiders owned 0.7% of Plumas Bancorp shares. Competitively, American River Bankshares has 10.5% of it’s share owned by insiders.

Performance

In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Plumas Bancorp -0.82% -0.61% 0% -9.33% -0.41% 7%
American River Bankshares -2.71% -5.67% -14.19% -15.66% -16.82% -4.66%

For the past year Plumas Bancorp had bullish trend while American River Bankshares had bearish trend.

Summary

Plumas Bancorp beats American River Bankshares on 12 of the 15 factors.

Plumas Bancorp operates as the holding company for the Plumas Bank that provides various banking products and services in Northeastern California and Northwestern Nevada. The company offers various deposit products, such as checking, interest-bearing checking, business sweep, public funds sweep, savings, time deposits, and retirement accounts. Its loan portfolio comprises consumer, home equity, and automobile loans; real estate loans, and commercial and industrial term loans; government-guaranteed and agricultural loans; land development and construction loans; and credit lines. The company also provides safe deposit boxes; and cashierÂ’s check, bank-by-mail, automated teller machine, night depository, direct deposit, electronic funds transfer, remote deposit, telephone and mobile banking, and other customary banking services, as well as Internet banking with bill-pay options. As of January 18, 2017, it operated 12 branches located in the California counties of Plumas, Lassen, Placer, Nevada, Modoc, and Shasta; and 1 branch in the Nevada County of Washoe. The company also operated five loan production offices, including two in the California Counties of Placer and Butte, one in the Oregon County of Klamath, one in the Washington County of King, and one in the Arizona County of Maricopa. It serves small and middle market businesses, and individuals. The company was founded in 1980 and is headquartered in Quincy, California.