Principal Financial Group Inc. (PFG) and FGL Holdings (NYSE:FG) Comparing side by side

Principal Financial Group Inc. (NASDAQ:PFG) and FGL Holdings (NYSE:FG) compete with each other in the Life Insurance sector. We will analyze and contrast their profitability, analyst recommendations, institutional ownership, risk, dividends, earnings and valuation.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Principal Financial Group Inc. 14.24B 1.02 1.55B 5.35 9.60
FGL Holdings 711.00M 2.70 16.00M 0.91 9.34

We can see in table 1 the earnings per share (EPS), gross revenue and valuation of Principal Financial Group Inc. and FGL Holdings. FGL Holdings appears to has lower revenue and earnings than Principal Financial Group Inc. The company that is more expensive between the two has a higher P/E ratio. Principal Financial Group Inc. is presently more expensive than FGL Holdings, because it’s trading at a higher P/E ratio.

Profitability

Table 2 hightlights the return on assets, return on equity and net margins of the two companies.

Net Margins Return on Equity Return on Assets
Principal Financial Group Inc. 10.88% 13.2% 0.6%
FGL Holdings -2.25% 11.6% 0.6%

Dividends

Principal Financial Group Inc. pays out its dividends annually at $2.1 per share and 4.06% dividend yield. FGL Holdings does not pay a dividend.

Institutional & Insider Ownership

The shares of both Principal Financial Group Inc. and FGL Holdings are owned by institutional investors at 74% and 80.9% respectively. About 0.3% of Principal Financial Group Inc.’s share are held by insiders. Insiders Competitively, held 0.7% of FGL Holdings shares.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Principal Financial Group Inc. -3.26% 2.58% 1.99% -8.2% -16.06% 16.28%
FGL Holdings 3.53% 7.46% 3.28% -2.97% -12.73% 27.63%

For the past year Principal Financial Group Inc. has weaker performance than FGL Holdings

Summary

Principal Financial Group Inc. beats FGL Holdings on 11 of the 12 factors.

Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. It operates through Retirement and Income Solutions, Principal Global Investors, Principal International, and U.S. Insurance Solutions segments. The Retirement and Income Solutions segment provides a portfolio of asset accumulation products and services, including retirement savings and income. It offers products and services for defined contribution pension plans, including 401(k) and 403(b) plans, defined benefit pension plans, nonqualified executive benefit plans, and employee stock ownership plans; individual retirement accounts and payroll deduction plans; investment-only products; and annuities, mutual funds, and bank products. The Principal Global Investors segment provides equity, fixed income, real estate, and other alternative investments, as well as asset allocation, stable value management, and other structured investment strategies. The Principal International segment offers pension accumulation and income annuity products, mutual funds, asset management, and life insurance accumulation products, as well as voluntary savings plans in Brazil, Chile, China, Hong Kong Special Administrative Region, India, Mexico, and Southeast Asia. The U.S. Insurance Solutions segment provides specialty benefits consisting of group dental and vision insurance, individual and group disability insurance, and group life insurance; and individual life insurance products comprising universal and variable universal life insurance, and term life insurance, as well as non-medical fee-for-service claims administration services in the United States. It also provides insurance solutions for small and medium-sized businesses and their owners, as well as executives. Principal Financial Group, Inc. was founded in 1879 and is based in Des Moines, Iowa.

FGL Holdings, through its subsidiaries, provides life insurance and fixed annuity products in the United States. It also offers reinsurance solutions for life and annuity. The company sells its products through a network of independent marketing organizations and independent agents. FGL Holdings is based in Hamilton, Bermuda.