Riverview Bancorp Inc. (RVSB)’s Financial Results Comparing With WVS Financial Corp. (NASDAQ:WVFC)

This is a contrast between Riverview Bancorp Inc. (NASDAQ:RVSB) and WVS Financial Corp. (NASDAQ:WVFC) based on their analyst recommendations, profitability, risk, institutional ownership, dividends, earnings and valuation. The two companies are Savings & Loans and they also compete with each other.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Riverview Bancorp Inc. 56.82M 3.14 16.07M 0.72 11.11
WVS Financial Corp. 7.29M 4.29 2.66M 1.38 12.55

In table 1 we can see Riverview Bancorp Inc. and WVS Financial Corp.’s gross revenue, earnings per share and valuation. WVS Financial Corp. has lower revenue, but higher earnings than Riverview Bancorp Inc. The business that Presently has a lower P/E ratio is considered the more affordable of the two businesses. Riverview Bancorp Inc. is presently more affordable than WVS Financial Corp., because it’s trading at a lower P/E ratio.

Profitability

Table 2 hightlights the return on assets, return on equity and net margins of the two companies.

Net Margins Return on Equity Return on Assets
Riverview Bancorp Inc. 28.28% 13.2% 1.4%
WVS Financial Corp. 36.49% 0% 0%

Volatility & Risk

A beta of 0.61 shows that Riverview Bancorp Inc. is 39.00% less volatile than Standard and Poor’s 500. Competitively, WVS Financial Corp.’s beta is 0.83 which is 17.00% less volatile than Standard and Poor’s 500.

Dividends

The annual dividend that Riverview Bancorp Inc. pay is $0.14 per share with a dividend yield of 1.79%. WVS Financial Corp. has an annual dividend pay of $0.32 per share while its annual dividend yield is 1.84%.

Insider & Institutional Ownership

Riverview Bancorp Inc. and WVS Financial Corp. has shares held by institutional investors as follows: 64% and 22.2%. Insiders held 0.2% of Riverview Bancorp Inc. shares. Insiders Competitively, held 25.68% of WVS Financial Corp. shares.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Riverview Bancorp Inc. 5.94% 7.65% -4.3% -17.32% -8.86% 10.16%
WVS Financial Corp. 1.19% 12.4% 27.09% 3.37% 7.86% 17.02%

For the past year Riverview Bancorp Inc. was less bullish than WVS Financial Corp.

Summary

WVS Financial Corp. beats on 10 of the 14 factors Riverview Bancorp Inc.

Riverview Bancorp, Inc. operates as the holding company for Riverview Community Bank that provides community banking services in the United States. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial real estate, other real estate mortgage, and real estate construction loans; and consumer loans, such as one-to-four family mortgage loans, home equity lines of credit, land loans, and other secured and unsecured consumer loans. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management services. The company operates through a network of 19 branches in rural and suburban communities in southwest Washington State, as well as Multnomah, Washington, and Marion counties of Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.

WVS Financial Corp. operates as the bank holding company for West View Savings Bank that provides various banking products and services to residents and businesses. The company offers various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, and certificates of deposit, as well as individual retirement account certificates. It also provides single-family and multi-family residential real estate loans; commercial real estate loans; construction loans; land acquisition and development loans; commercial loans comprising loans secured by accounts receivable, marketable investment securities, business inventory and equipment, and related collaterals; and consumer loans, such as home equity loans, home equity lines of credit, loans secured by deposit accounts, and personal and education loans. The company operates six offices in the North Hills suburbs of Pittsburgh, Pennsylvania. WVS Financial Corp. was founded in 1993 and is based in Pittsburgh, Pennsylvania.